S&P 500 Historical Returns Calculator

What would recurring contributions to the S&P 500 (with dividends reinvested) be worth today, using actual historical annual returns?

Contribution amount ($) Frequency

Years

Start year

Contribution timing

About

Returns are S&P 500 total returns (price + dividends reinvested), 1928–2024. The model converts your contribution + frequency into an annual amount, applies it according to the timing choice, and compounds with each year's actual return. End year is computed as Start year + Years − 1.

Ending balance

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Total contributed

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Total growth

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Realized CAGR

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Period

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Source: S&P 500 annual total returns (with dividends reinvested), 1928–2024. Cross-references: slickcharts, NYU Stern (Damodaran). Past returns ≠ future results. Model is nominal (not inflation-adjusted).